This is the personal website of James Lim, an established financial consultant who is serving hundreds of happy clients. Through this site, he hopes to keep his clients and new prospects updated on latest developments that will impact their financial plans. This site will also give potential clients a good idea of who James is and how he can help them achieve their financial objectives.


James Lim started out working in the government, before going on to found and run a highly successful IT company for about 10 years. He moved into the finance industry in 2016 and has since become a member of the prestigious Million-Dollar Round Table. He builds his business on the foundation of integrity and trust, which is why most of his clients have placed their investments and financial plans with him.

What are your rights under the PDPA and DNC?

Home/Miscellaneous/What are your rights under the PDPA and DNC?

The whole objective of PDPA (Personal Data Protection Act) is to protect the personal data of individuals i.e. you.

  • The first thing you need to understand is the definition of ‘personal data’. The PDPA defines personal data as information that can reasonably identify you as an individual. Thus providing gender alone for example is not considered as personal data since there is no way for anyone to identify you based on that information alone. However if you provide your IC number, it will be classified as personal data since it can be used to identify you.

  • The next thing you should know is that PDPA applies to the COLLECTION, USE and DISCLOSURE of personal data.

  • The final important thing you should know is that your personal data can only be used upon your expressed or implied consent for such usage. There is certainly much subjective interpretations of what implied consent means but if you feel that you have not given your consent for the specific usage of your personal data, you have the right to lodge a complaint with the PDPC (Personal Data Protection Commission), which will assess and judge the validity of your case. To lodge a complaint with the company, you can use the following template provided by PDPC.

One caveat that should be mentioned is that personal data that is PUBLICLY AVAILABLE does not fall into the protection of PDPA. That means that if you provide any of your personal information on a publicly available domain like social media, is deemed to be available for anyone’s use. The one exception is for your telephone number, which remains protected if you have registered under the ‘Do Not Call’ registry.

So what about the DNC (Do Not Call) list?

The Do Not Call registry comprises of 3 separate lists namely calls, messages and faxes, which an individual can choose to enroll for. If you have enrolled yourself on this list, it basically means that no one is supposed to call, message or fax (depending on which of the 3 lists you have enrolled in) you for any sale of products UNLESS special permission has been given by you for that person to do so.

If you find someone violating these rules, you can choose to lodge a complain with PDPC through the following means:

By Email:

    Save the form to your computer
    Fill up the form and save it again.
    Open a new email, with “Report a Do Not Call Registry concern” in the subject title.
    Attach this form and your supporting evidence. If you have large or multiple attachments, you may send attachments over multiple emails, but please indicate this in the subject title.
    Send the email to info@pdpc.gov.sg.

By post:

    Personal Data Protection Commission
    460 Alexandra Road
    #10-02 PSA Building
    Singapore 119963

    Attn: Officer-in-charge, Enforcement

Source: https://www.pdpc.gov.sg/legislation-and-guidelines/overview



By | 2017-06-14T13:10:24+00:00 January 4th, 2016|Miscellaneous|0 Comments

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