As part of my job, understanding how our CPF system works is crucial in strategizing financial plans for my clients. I am also privileged to work with clients who work in CPF and IRAS, and who have much more knowledge and experience than I do. The more I find out about our CPF system, the [...]
Having met hundreds of people and clients, and helping them gain visibility of their financial state, it is surprising to meet a fair share of people who still have no idea what their numbers are. By numbers, I'm referring to what their average expenses are on a monthly basis. If you have ballpark figure at [...]
If you don't already know it, you should. There will be a major change in how insurers define various critical illness conditions for all life (wholelife and term) policies from 26 Aug 2020, which is barely 2 months away. So how do these changes impact you? The changes in CI definitions are mainly to address [...]
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