WHAT THIS SITE IS ABOUT

This is the personal website of James Lim, an established financial consultant who is serving hundreds of happy clients. Through this site, he hopes to keep his clients and new prospects updated on latest developments that will impact their financial plans. This site will also give potential clients a good idea of who James is and how he can help them achieve their financial objectives.

ABOUT ME

James Lim started out working in the government, before going on to found and run a highly successful IT company for about 10 years. He moved into the finance industry in 2016 and has since become a member of the prestigious Million-Dollar Round Table. He builds his business on the foundation of integrity and trust, which is why most of his clients have placed their investments and financial plans with him.

Life Insurance

Home/Life Insurance

What you need to know about the change in critical illness definitions on 26 Aug 2020

By | 2020-07-03T07:36:24+00:00 July 3rd, 2020|Illness, Life Insurance|

If you don't already know it, you should. There will be a major change in how insurers define various critical illness conditions for all life (wholelife and term) policies from 26 Aug 2020, which is barely 2 months away. So how do these changes impact you? The changes in CI definitions are mainly to address [...]

Todayonline: Health crisis can strike anytime, insurance policies are ‘non-negotiable’

By | 2018-02-20T08:17:37+00:00 February 20th, 2018|In the News, Life Insurance, Medishield|

Honest real sharing of someone who has been on the receiving end of some of our worst fears and came out alright all because of what she chose to invest in.

Performance of the life insurance Industry in first half of 2017 and what we can learn

By | 2017-08-15T01:19:38+00:00 August 15th, 2017|Life Insurance|

The Life Insurance Association Singapore (LIA Singapore) recently released statistics and results of the industry over the first half of 2017. The trends and findings provide some good insights on the attitude of the population towards insurance.

The recent fuss about an AIA policy and why we need to know our expected insurance payouts

By | 2017-06-14T13:10:21+00:00 May 30th, 2017|In the News, Life Insurance, Whole Life Insurance|

A big fuss about how the death payout from an AIA customer's plan failed to meet expectations and what it means for you.

The only 2 reasons why you should ever consider an Investment-Linked Life Insurance Policy

By | 2017-06-14T13:10:24+00:00 November 5th, 2015|Investment, Life Insurance|

Does an investment-linked life policy sound sexy to you? Should you even consider using one?

What if I wanted a Whole Life Insurance and a Term Insurance at the same time?

By | 2015-11-05T03:49:12+00:00 November 5th, 2015|Children, Life Insurance|

One obvious option will be to purchase the Whole Life Insurance policy and the Term Insurance policy separately. But there could be more cost-effective alternatives.

I suspect something is wrong with me, should I consider getting insurance?

By | 2015-11-05T03:27:15+00:00 November 5th, 2015|Life Insurance|

To be perfectly straight and honest with you, insurance companies are not stupid. You may already know that health insurance policies require the insured to either declare their current health status or go for a mandatory health screening first before an insurer will approve any new health policies. However, what if you suspect something is [...]

The 3 main types of Life Insurance Plans you need to know

By | 2017-06-14T13:10:24+00:00 November 4th, 2015|Life Insurance|

If you were like me before I stepped into this line of work, the world of insurance plans was a blur. And I was just too lazy or too occupied to sit down and understand the options out there and whether I was choosing the right thing. Well, here I have tried to sieve out [...]