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Why Choose James?
- My mission statement is to help and be a blessing to people
- Dedicated to givingย wise and appropriate financial advice
- Personal guarantee to never recommend a product for the purpose of increasing commissions
- Backed by close to 10 years of business experience and planning know-how
- Supported by arguably the largest independent financial advisory in Singapore
- Committedย to serving and assisting clients in our financial matters
- If I do not know the answer, I will say so
- But I will definitely find the answer
Always in your best interests
Financial Consultant
Helping you be prepared
Thank you for the privilege, Mr Client
"I've never had this much cash and investments in my life!" Just celebrated a big victory with my client last night.When we started our journey together since 2019, he was not in the best of [...]
Do Good, Fear No One
"๐ ๐ฎ๐บ ๐๐ต๐ถ๐ณ๐๐ถ๐ป๐ด ๐ฎ๐น๐น ๐บ๐ ๐ฐ๐๐ฟ๐ฟ๐ฒ๐ป๐ ๐ฏ๐ฎ๐ป๐ธ๐ฒ๐ฟ'๐ ๐ถ๐ป๐๐ฒ๐๐๐บ๐ฒ๐ป๐ ๐ผ๐๐ฒ๐ฟ ๐๐ผ ๐๐ผ๐."That is probably one of the greatest validation I have gotten in recent days.My client went on to explain that, '๐๐ผ ๐๐ผ๐ ๐ธ๐ป๐ผ๐ ๐๐ต๐ฎ๐ ๐บ๐ [...]
3 Retirement Spending Surprises
๐ฏ ๐ฟ๐ฒ๐๐ถ๐ฟ๐ฒ๐บ๐ฒ๐ป๐ ๐๐ฝ๐ฒ๐ป๐ฑ๐ถ๐ป๐ด ๐๐๐ฟ๐ฝ๐ฟ๐ถ๐๐ฒ๐ ๐ณ๐ผ๐๐ป๐ฑ ๐ฏ๐ ๐๐ฃ ๐ ๐ผ๐ฟ๐ด๐ฎ๐ป ๐ฎ๐ณ๐๐ฒ๐ฟ ๐ฎ๐ป๐ฎ๐น๐๐๐ถ๐ป๐ด ๐บ๐ผ๐ฟ๐ฒ ๐๐ต๐ฎ๐ป ๐ฑ๐ ๐ต๐ผ๐๐๐ฒ๐ต๐ผ๐น๐ฑ๐ ๐ถ๐ป ๐๐บ๐ฒ๐ฟ๐ถ๐ฐ๐ฎ.While this may not directly translate to Singaporeans, but I do think that meaningful lessons can still be learnt.Here are [...]
4 + 1 Key takeaways from Warren Buffet’s Letter to Shareholders
Warren Buffet releases a letter to his Berkshire Hathaway's shareholders every year to update them and to remind them on the business of Berkshire. And we can always learn lots from his insights on investments. [...]
6 important changes to CPF in 2022
With the recent budget 2022, there are several major changes in the CPF scheme for all Singaporeans and PR. You should be aware of these as they will potentially impact you. 1. Increased tax relief [...]
Why banks’ Equity-Linked Notes (ELN) are not good investment instruments
If you are a privilege or private banking client with a bank, you should have been broached with the idea of purchasing a structured note, or an Equity-Linked Note (ELN) with the cash savings you [...]
Close the Cancer Care Gap
Did you know that February 4thย is World Cancer Day? The theme for 2022-2024 is Close the Care Gap. The initiative is a catalyst for personal, collective and governmental actions worldwide, to raising awareness of cancers, [...]
How much does Colonoscopy and Endoscopy cost in a private hospital?
I recently had some issues with my gastrointestinal tract and the specialist felt that I should go for an Endoscopy and a Colonoscopy to get it thoroughly checked out. Just thought I would share the [...]
CPF Life or Retirement Sum Scheme (RSS): Which to choose?
The Singapore pension scheme is pretty complex and especially if you are slightly older, there are more options for you to choose from. One of the main questions I get is which scheme is more [...]
How to Top-up CPF Medisave Account
One little known fact, your CPF Medisave account is earning the same interest as your CPF Special Account, which is currently 4%. For most CPF members who have been working for many years, your Medisave [...]
10 Psychological Money Hacks
I have always been fascinated with the psychology of money and how it plays on people's minds. This led me to find this book that I find provided many interesting insights to how our brain [...]
What retiring on $1,000-$2,000 per month looks like in Singapore
Interesting short documentary on how a few individuals spend their retirement years living on $1-2k a month.