This is the personal website of James Lim, an established financial consultant who is serving hundreds of happy clients. Through this site, he hopes to keep his clients and new prospects updated on latest developments that will impact their financial plans. This site will also give potential clients a good idea of who James is and how he can help them achieve their financial objectives.


James Lim started out working in the government, before going on to found and run a highly successful IT company for about 10 years. He moved into the finance industry in 2016 and has since become a member of the prestigious Million-Dollar Round Table. He builds his business on the foundation of integrity and trust, which is why most of his clients have placed their investments and financial plans with him.

Celebrating small successes: Post-hospitalization claim

Home/Hospitalisation, Medishield/Celebrating small successes: Post-hospitalization claim

As any entrepreneur or start-up founder will tell you, it is important to celebrate your successes, not matter how big or small. It serves as good reminders on why we do what we do and validates the work and value we actually bring to our clients.

Today I’m celebrating the successful claim for my client’s post-hospitalization bill. She had already claimed for her hospitalization expenses, which came up to a few thousand dollars. She was already happy with that. Several weeks later she had to go for necessary follow-ups and she was happy to pay what was needed for these follow-ups as they were not huge sums and she didn’t know better.

However upon finding out from her, I dutifully informed her that she was actually entitled to claim for these expenses as well, since they were part of the post-hospitalization benefits. She was not aware and definitely came as a pleasant surprise.

Fast forward a few weeks later, NTUC Income came through and approved her full claims request amounting to about $1.4k. No fuss, no hassle for the client.

post-hospitalization claims

post-hospitalization claims

For the client, it is more than just getting her money back. But it reminds her that all the planning that I have always emphasized actually translates into important real-world implications. She is not paying for something that is unnecessary or just buying a product. She is transferring her risk to someone else!

So if you are unwawre of what you are covered for, or what you are entitled to, I strongly encourage you to get in touch with your consultant or feel free to drop me a message on my FB page and I’ll be happy to advise you. Lastly, I want to thank my anonymous client for letting me share her story so that others may benefit.



By | 2019-02-07T06:49:58+00:00 February 7th, 2019|Hospitalisation, Medishield|0 Comments

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