WHAT THIS SITE IS ABOUT

This is the personal website of James Lim, an established financial consultant who is serving hundreds of happy clients. Through this site, he hopes to keep his clients and new prospects updated on latest developments that will impact their financial plans. This site will also give potential clients a good idea of who James is and how he can help them achieve their financial objectives.

ABOUT ME

James Lim started out working in the government, before going on to found and run a highly successful IT company for about 10 years. He moved into the finance industry in 2016 and has since become a member of the prestigious Million-Dollar Round Table. He builds his business on the foundation of integrity and trust, which is why most of his clients have placed their investments and financial plans with him.

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About James Lim

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So far James Lim has created 76 blog entries.

How to Top-up CPF Medisave Account

By | 2021-04-30T04:54:21+00:00 April 30th, 2021|CPF, Medisave|

One little known fact, your CPF Medisave account is earning the same interest as your CPF Special Account, which is currently 4%. For most CPF members who have been working for many years, your Medisave account should typically be maxed out at $62k currently. However, for various reasons, if you would like to voluntarily top-up [...]

10 Psychological Money Hacks

By | 2021-04-16T09:56:12+00:00 April 16th, 2021|Finance Tips & Tools|

I have always been fascinated with the psychology of money and how it plays on people's minds. This led me to find this book that I find provided many interesting insights to how our brain works counter-intuitively, when we deal with money. This book is called 'Mind over Money' by Claudia Hammond. Among the dozens [...]

Book quotes: The New Retirement Standard

By | 2020-11-24T10:18:20+00:00 November 24th, 2020|Retirement|

Just finished this book and thought they were a few interesting points worth sharing for you and for myself as well. Hope you find them insightful and serve as a good reminder. "Nobody wants to be sold. They want instead to be educated, particularly when it comes to something as important as their retirement. They [...]

More women in Singapore diagnosed with advanced breast cancer

By | 2020-11-12T07:54:17+00:00 November 12th, 2020|Illness|

According to the Straits Times article, 4,616 women below the age of 54 were diagnosed with breast cancer from 2011 to 2015. This compares to 4,577 from 2006 to 2010. This represents an increase of about 8.5%. However for late-stage breast cancer, the figures seem a lot more alarming increasing by a whooping 400% over [...]

Commentary: 4 reasons my fiancé and I won’t be combining our finances after marriage

By | 2020-10-15T03:12:26+00:00 October 15th, 2020|Finance Tips & Tools, Marriage|

Author makes some interesting arguments for not combining her finances with her fiance that I believe is an interesting topic to discuss especially in today's environment.

6 interesting facts about your CPF you may not know

By | 2020-07-23T06:50:05+00:00 July 23rd, 2020|CPF, Retirement|

As part of my job, understanding how our CPF system works is crucial in strategizing financial plans for my clients. I am also privileged to work with clients who work in CPF and IRAS, and who have much more knowledge and experience than I do. The more I find out about our CPF system, the [...]

4 reasons why you must know your expenses (template included)

By | 2020-07-09T05:19:11+00:00 July 9th, 2020|Finance Tips & Tools|

Having met hundreds of people and clients, and helping them gain visibility of their financial state, it is surprising to meet a fair share of people who still have no idea what their numbers are. By numbers, I'm referring to what their average expenses are on a monthly basis. If you have ballpark figure at [...]