Personal

Just completed a 3-day Gen AI course — and I left with one uncomfortable thought: 𝗔𝗜 𝗺𝗮𝘆 𝗻𝗼𝘁 𝗿𝗲𝗽𝗹𝗮𝗰𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗮𝗱𝘃𝗶𝘀𝗼𝗿𝘀.𝗕𝘂𝘁 𝗶𝘁 𝘄𝗶𝗹𝗹 𝗲𝘅𝗽𝗼𝘀𝗲 𝘄𝗵𝗶𝗰𝗵 𝗮𝗱𝘃𝗶𝘀𝗼𝗿𝘀 𝘄𝗲𝗿𝗲 𝗼𝗻𝗹𝘆 𝗽𝗿𝗼𝘃𝗶𝗱𝗶𝗻𝗴 𝗶𝗻𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻. The deeper implications for financial planning are not just about productivity.They’re about trust, behaviour, judgment, and how clients make decisions. Here are 5 shifts I [...]

"What happens if I have no income for 2 years, will i have enough to pay for all my plans?" This was a very honest question a client recently asked me. And I'm thrilled that he asked this, because that is precisely why I am doing what I am doing, it is to give clarity [...]

This is my 10th year in the industry.I was sharing this fact with a client recently, and he asked me, '𝗪𝗵𝗮𝘁 𝗱𝗼 𝘆𝗼𝘂 𝘁𝗵𝗶𝗻𝗸 𝗶𝘀 𝘁𝗵𝗲 𝘀𝗲𝗰𝗿𝗲𝘁 𝗼𝗳 𝘆𝗼𝘂𝗿 𝘀𝘂𝗰𝗰𝗲𝘀𝘀?'It's always great when clients hit you with some revelatory question that forces me to take a step back and ponder.After taking a moment, I answered [...]

"I've never had this much cash and investments in my life!" Just celebrated a big victory with my client last night.When we started our journey together since 2019, he was not in the best of state. He had debts, hardly any savings and no investments at all.While some consultants may choose not to work with [...]